ATMIA

ATMIA
Nonprofit
Industry Banking, Cash machines
Founded 1997 (1997)
Headquarters Sioux Falls, South Dakota, United States
Website www.atmia.org

The ATM Industry Association or ATMIA (originally the ATM Owners Association) was established in 1997 in the USA as a global nonprofit trade association to service an industry that built around the global growth of the ATM.

History

Official logo of the 50th anniversary of the first ATM

Liberalization of the retail banking markets in the USA during the 1980s and early 1990s, resulted in depository institutions losing their monopoly on ATMs while Independent ATM Deployers (IAD) were allowed to compete in the provision of after-hours access to cash.[1] Growth in this market led Tom Harper and Alan Fryrear to establish the ATM Owners’ Association (ATMOA) in late 1997 with no staff (except Harper), zero budget, and only a handful of members.[2] The first official ATMOA planning meeting took place on October 9, 1998, at the end of the Faulkner & Gray Advanced ATM Conference in San Diego, CA.[3] The group voted Lyle Elias as the new president, ratified a motion to change their name to the ATM Industry Association,[4] formed several committees and took steps to launch their own industry conference.

In 2000, Michael Lee joined ATMIA as their European executive director and in 2004, he was named chief executive officer and board member.[5]

Progress in bringing industry participants together resulted in the New York Times identifying ATMIA as "the leading trade group" in the global cash distribution industry in 2003.[6]

In 2016, ATMIA had over 8,000 members in 66 countries.[7] The membership base included banks and other depository institutions, IADs, payment card companies, cash management service companies, interbank network companies, ATM design and manufacturing companies, and other related service providers.

Impact

Official Global Pictogram for the ATM, 2001 (Registered as international public sign in 2008)

ATMIA provides a forum for common issues among members. These include technical matters such as coordinating the global adoption of operating systems,[8][9] promoting industry specific networking tools,[10] advising on security of transactions,[11] setting common standards to give access to people with disabilities,[12] and the future of the ATM.[13][14]

ATMIA has also promoted a worldwide standard for ATM security[15][16] and in collaboration with Accenture, a global ATM benchmarking service.[17][18]

ATMIA was responsible for designing a recognizable worldwide “ATM here” sign. The root of this design was an international contest launched by ATMIA in 2001 and won by Andy Kitt, formerly of the NCR Corporation. The "Official Global Pictogram for the ATM",[19] was then registered as an international public sign in 2008 (ISO 7001:PI CF 005).

Through its Cash Access in a Crisis committee, ATMIA has worked with James Shepherd-Barron in humanitarian efforts to facilitate the provision of cash and the extended use of mobile ATMs to victims of disasters and political conflict.[20]

ATMIA members and directors collaborate to address issues of global concern such as the ATM ram raids in Australia in 2010,[21][22] and in 2012 around money laundering regulations, including a framework for non-bank ATMs in Canada.[23]

In the United States, ATMIA joined an industry coalition to eradicate external fee stickers on ATMs.[24][25] This reform originated in a bipartisan initiative of Congressman Blaine Luetkemeyer (R-Missouri) in an effort to reduce fraud and protect consumers. Luetkemeyer's bill was signed into law by President Obama on December 2012.[26]

ATMIA and its members also approached legislators directly, for example, to rein in anti-competitive actions by depository institutions within payment networks[27][28][29] or against IADs (as was the case of Operation Choke Point).[30][31]

ATMIA represented its membership in front of financial authorities in support of keeping people's choices for the best payment method to solve on the spot transactions,[32][33][34] and in front of regultators to avert actions that threaten financial security and freedom of choice.[35] This includes the provision of cash services for population groups which work and live in a cash economy, particularly those in the lower income brackets and other vulnerable consumers.[36] These actions have included studies on worldwide use of banknotes and coins.[37][38]

See also

References

  1. Hayashi, Fumiko; Sullivan, Richard; Weiner, Stuart E. (2003). A Guide to the ATM and Debit Card Industry (PDF). Federal Reserve Bank of Kansas City. ISBN 0-9744809-0-8.
  2. Harper, Tom; Batiz-Lazo, Bernardo (2013). Cash Box: The Invention and Globalization of the ATM. Networld Media Group. ISBN 1935497626.
  3. "ATMOA Planning Meeting Announcement". 4 April 2000.
  4. "ATMIA" via The Free Dictionary.
  5. "Mike Lee named CEO of ATMIA". 20 July 2004.
  6. "STEALING THE CODE: Con Men and Cash Machines; Criminals Focus on A.T.M.'s, Weak Link in Banking System". The New York Times. 3 August 2003.
  7. "Membership Composition".
  8. "The ATM Industry Association is skipping Windows 8 for Windows 10". Microsoft News. June 3, 2015.
  9. "ATMIA recommends migration to Windows 10 as the new ATM OS". TWCN Tech News. June 4, 2015.
  10. "ATM Association Promotes Networking with Online Tool". Association News. March 24, 2016.
  11. "Malware and skimmers, explosions and hammers: How attackers go after ATMs". ARS Technica. February 25, 2016.
  12. "ATMIA publishes new ATM interface recommendations". PaymentEye. August 14, 2014.
  13. "European ATM Conference & the Cashless Society". Light Blue Touch Paper (Security Research, Computer Laboratory, University of Cambridge). June 12, 2012.
  14. "Will cashless pay kill the ATM?". The Globe and Mail. August 15, 2016.
  15. "Security Standards Council PIN Transaction Point Interaction" (PDF). Security Standard Council. January 2013.
  16. "ATMIA Software Governance Checklist now available in Russian". SafenSoft. November 11, 2011.
  17. Industry Report - http://www.slideshare.net/ValuePartners/atm-benchmarking-study-2014-and-industry-report
  18. https://www.accenture.com/_acnmedia/PDF-10/Accenture-Banking-ATM-Benchmarking-2016.pdf
  19. "Global ATM Pictogram - NSA - Field Service Solutions".
  20. "ATMIA initiative aims to ensure cash access for disaster victims". 30 June 2016.
  21. "ATM Ram-Raiders Thwarted with Raminator". Radio Australia. 20 February 2012. Retrieved December 22, 2016.
  22. Prenzler, Tim (2009). "Strike Force Piccadilly: a public‐private partnership to stop ATM ram raids". Policing: An International Journal of Police Strategies & Management. Emerald. 32 (2): 210, 215 and 216. doi:10.1108/13639510910958145. Retrieved August 23, 2016.
  23. "Banking, Issue 24, Evidence - October 17, 2012".
  24. "Congress passes bill eliminating ATM fee sticker requirement - CFPB Monitor".
  25. "ATM Systems Reacts to the End of the ATM Fee Sticker RequirementATM Systems - ATM Systems".
  26. "President Signs Luetkemeyer ATM Consumer Protection Measure Into Law". 20 December 2012.
  27. "ATM Operators Win Supreme Court Ruling". Vending Times. December 12, 2016.
  28. "ATM Industry Association calls for changes to Reg II". finextra.com. 29 September 2014.
  29. "Bitcoin ATM Sector Needs More Oversight". Coin Desk. September 4, 2014.
  30. "ATMIA Capitol Hill Meetings Focus on "Operation Choke Point"". pymnts.com. February 9, 2016.
  31. "ATMIA Releases Industry Report on Operation Choke Point". pymnts.com. June 12, 2016.
  32. . YourCash.com. 27 October 2014 Future Of Cash With Mike Lee, ATMIA CEO https://www.yourcash.com/the-future-of-the-atm-industry-with-mike-lee-atmia-ceo/title=The Future Of Cash With Mike Lee, ATMIA CEO Check |url= value (help). Missing or empty |title= (help)
  33. "In face of mobile money onslaught, Atmia makes pro-cash rallying cry". Finextra. 27 October 2014.
  34. "Cash is still king but "uneasy lies the head that wears a crown!". Banking Technology. 16 March 2016.
  35. "Central bank calls for access to cash to be a legal right in Sweden • NFC World". 21 March 2016.
  36. "Swedish central bank calls halt on moves to a cashless economy". Finextra. 18 March 2016.
  37. "Global cash demand outstrips economic growth". ATMmarketplace.com. June 22, 2015.
  38. "ATMIA calls for removal of international cash restrictions". Finextra.com. 13 September 2016.
This article is issued from Wikipedia. The text is licensed under Creative Commons - Attribution - Sharealike. Additional terms may apply for the media files.