Comparison of free credit report websites

The following chart compares websites that provide U.S. credit report and/or credit score for free. The chart specifies what's free and what kind of credit reports are included. According to the Federal Trade Commission, "AnnualCreditReport.com is the ONLY authorized source for the free annual credit report."[1]

Comparison of free credit report and credit score websites
Name/Website Cost of credit report Cost of credit score Credit card required? Social Security Number required? Report type Score type
AnnualCreditReport.com Free; one from each agency every 12 months [2] Not available No[2] Yes[2] Equifax, Experian & Transunion [2]
Credit.com Free proprietary credit report summary [3] Free; once monthly [3] No [3] Yes [3] None [3] Experian's National Equivalency Score,[3] VantageScore 3.0 [4]
Credit Concierge Free proprietary credit report summary [5] Free; once monthly [5] No [5] Yes [5] Transunion [5]
Credit Karma Free reports from Equifax and TransUnion [6] Free; once weekly [6] No [6] Last 4 digits only [6] Transunion,[6] Equifax VantageScore 3.0,[4]
Transunion's TransRisk New Account score.[6]
Credit Sesame Free TransUnion credit report summary [7] Free; once monthly [7] No [7] Yes [7] None [7] VantageScore 3.0 [7]
LendingTree Free proprietary credit report summary [8] Free; once monthly [8] No [8] Last 4 digits only [8] Transunion [8] VantageScore 3.0 [4]
Mint.com Free proprietary credit report summary [9] Free; once every 3 months [9] No [9] Yes [9] Equifax [9] VantageScore 3.0 [9]
Quizzle Free; once every 3 months[10] Free; once every 3 months[10] No[10] Yes[10] Equifax [10] VantageScore 3.0 [4]
WisePiggy Free proprietary credit report summary [11] Free; once monthly [11] No [11] Last 4 digits only [11] TransUnion [11]

See also

References

  1. ↑ The Federal Trade Commission's Information on Free Annual Credit Reports.
  2. 1 2 3 4 AnnualCreditReport.com
  3. 1 2 3 4 5 6 Credit.com
  4. 1 2 3 4
  5. 1 2 3 4 5 Credit Concierge
  6. 1 2 3 4 5 6 Credit Karma
  7. 1 2 3 4 5 6 Credit Sesame
  8. 1 2 3 4 5 LendingTree
  9. 1 2 3 4 5 6 Mint.com
  10. 1 2 3 4 5 Quizzle
  11. 1 2 3 4 5 WisePiggy
This article is issued from Wikipedia - version of the Friday, October 16, 2015. The text is available under the Creative Commons Attribution/Share Alike but additional terms may apply for the media files.