In economics dishoarding is the opposite of hoarding. In the case of hoarding emphasized most by macroeconomics, someone increases his or her holdings of money as an asset (for safety, to diversify assets, because of expected returns, or because of irrationality) rather than using money simply as a tool for buying goods and services (a medium of exchange). (See liquidity preference.) Thus, dishoarding would refer to the reduction of one's asset holdings of money.