User talk:Zain Ebrahim111

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Please note: Conversations started here will be continued here, while those I start on other users' pages should be continued there.

[edit] Horcruxes and Sorting Hat

"Yet how to pick the worthy ones when they were dead and gone? 'Twas Gryffindor who found the way, He whipped me off his head..." (Goblet of Fire: p.157, The Triwizard Tournament). As for the Hat being a relic, Dumbledore explains what a Founder's relic is in HBP - "objects owned by Gryffindor or Ravenclaw [or Hufflepuff or Slytherin]. Four objects from the four founders would, I am sure, have exerted a powerful pull over Voldemort's imagination." The Sorting Hat is, by its own admission, an 'object owned by Gryffindor', and is thus a relic - which led to many fans claiming it 'must' be the Horcrux, and Rowling categorically denying it (she may have said "yes it is a relic of Gryffindor" - I'd have to look the quote up.) Michael Sanders 12:53, 12 March 2007 (UTC)

[edit] Redirects

In general, a mispelled word is given a redirect. See Wikipedia:Redirect#What_do_we_use_redirects_for.3F for more information.Kewp (t) 17:44, 29 March 2007 (UTC)

also, a person might misspell a word inadvertently and shouldn't be directed to a page pointing out that they mispelled that word. And, as this is an encyclopedia, not a dictionary, the person is looking up information about Cartesian planes, they are not looking for a spelling lesson.Kewp (t) 17:50, 29 March 2007 (UTC)

[edit] Hermione Granger

my bad! Jackacon 11:15, 17 April 2007 (UTC)

[edit] Vandal warnings

Hey there. Just a quick request: when warning vandals, please try to refrain from making potentially unkind comments - sometimes it just encourages them. Comments like this aren't really the best way to approach them, even if it is a long-time offender like that particular IP. WP:Templates has some standardized templates under 'User talk' that work better and provide useful links. Thanks! Tony Fox (arf!) 18:22, 24 May 2007 (UTC)

[edit] Tier 1 Capital

There are no restrictions on Tier 1 Capital that I know about. It is simply a measure of the "first line of defense" that a bank has in case its borrowers default. The risk-adjusted Tier 1 Capital Ratios are usually in the neighborhood of 8% ... a bank with such a ratio could have, for instance, a balance sheet like this:

Assets

Loans to Customers : $100

Liabilities

Deposits from Customers: $92
Preferred Shares: $2
Common Equity: $6

Note that this bank's Total Capital Ratio (which includes Tier 2 Capital) will be lower than most ... there are also rules and standards for the Total Capital Ratio which I have ignored. jiHymas@himivest.com 216.191.217.90 20:11, 6 June 2007 (UTC)

[edit] Thanks

Thanks for spotting it. Why don't you answer one of them. I'd like someone to answer one. Chubbennaitor (talk) 16:36, 22 February 2008 (UTC)

No worries. I think I knew the answers for a few of them. I'll leave a message on your talk page when I have some time.

Zain Ebrahim (talk) 09:40, 25 February 2008 (UTC)

[edit] Riddles

You did very well but confused yourself with the answer to the last on. The results:

correct
wrong. He gives the basket to one of his sons.
correct. Well done the trap is himself
correct but you got there in the wrong way.

Do you like the picture of the wave. Chubbennaitor (talk) 17:21, 25 February 2008 (UTC)

2. Damn - I should've seen that basket one.

4. What was the right way to get there?

Cool pic. Where is that?

Zain Ebrahim (talk) 11:40, 26 February 2008 (UTC)

[edit] WP:INVESTMENT

Hi,

Thanks for joining the WikiProject. We are just getting started but I think there are many casual investors out there that the latent demand for improved articles is tremendous. I'm glad you're on board.

Cheers,

Greg Comlish (talk) 19:43, 7 March 2008 (UTC)

I think that this project could be very useful if it kicks off. Unfortunately, I don't have much time at the moment for WP editing but I'm looking forward to getting involved later on.

It's quite sad that the internet doesn't generally have a comprehensive, usable, factual and up to date site that allows people who aren't necessarily financially-savvy to learn about this stuff.

Zain Ebrahim (talk) 14:07, 10 March 2008 (UTC)

Have you looked at Investopedia? It's fairly comprehensive. ImperfectlyInformed | {talk - contribs} 22:54, 10 May 2008 (UTC)

Thanks, I have used it whenever WP fails me. My hope is that someday WP will have all the answers and Investopedia won't be needed. My main problem is that it's not usable to people who don't have a good general understanding of financial topics - which is where we come in. The adverts don't help either. . -- Zain Ebrahim (talk) 23:03, 10 May 2008 (UTC)

[edit] American Pie (The Movie)

I have no idea if it is Tara Reid's character's boyfriend's brother. I believe the character in question is talking on the phone to Tara Reid's character's boyfriend, and tells Tara Reid's character's boyfriend where the Bible (or Sex Bible?) is.68.148.164.166 (talk) 00:57, 13 May 2008 (UTC)

Yeah that was his brother, I'm fairly certain. Zain Ebrahim (talk) 06:54, 13 May 2008 (UTC)

Well, I guess the book was under a book shelf.68.148.164.166 (talk) 08:48, 16 May 2008 (UTC)

The book was like a composition of a bunch of construction paper, looseleaf, etc. glued together or inserted in between random pages.68.148.164.166 (talk) 08:50, 16 May 2008 (UTC)

Yeah - the book was in a library in the school, if memory serves. Zain Ebrahim (talk) 20:07, 16 May 2008 (UTC)

[edit] 6 degrees

Thanks for your clever calculation of six degrees to Kevin Bacon on the refdesk. Enjoyed it! Julia Rossi (talk) 07:30, 13 May 2008 (UTC)

Thanks, Julia. Glad you enjoyed it. It took me ages to get the Jim Carrey --> Jenifer Aniston link. And I had actually successfully resisted the urge to publicly portray my lack of a life by linking this page :). Zain Ebrahim (talk) 15:55, 13 May 2008 (UTC)

Haha, and now, acquirer of ~~arcane~~ obscure knowledge with great self-control! : )) Julia Rossi (talk) 08:42, 14 May 2008 (UTC)

[edit] Dr D et al and AGF

Moved to User talk:LarryMac.

[edit] A plea

Hi Zain please don't bite the redesk op/newbies by comparing them to worms iq. Please encourage their optimism in posting if you have it in you, best Julia Rossi (talk) 12:08, 16 May 2008 (UTC)

(After ec) Sorry, Julia - really didn't wanna offend you. There were a large number of questions coming through last night (from various accounts), all within a period of half an hour. I reponded quite curtly to most of them but I got a bit carried away with this one. Your concerns are, however, not without merit and and I have apologised. Zain Ebrahim (talk) 14:29, 16 May 2008 (UTC)

Mostly concerned for your own edit history's sake, Zain and hoping I was right with the little worm one, thanks for responding so well. I'm not always in the loop and looking here and at the developments at ref talk there's been a big game on with someone yanking our brains, so I fully understand the tension. Best with stopping the flood, Julia -- Julia Rossi (talk) 22:47, 16 May 2008 (UTC)

[edit] Do worms have brains?

I am sorry for trolling and I am willing to stop. Please see Wikipedia talk:Reference desk#April Trolls in May where I have outlined a compromise. Hot JJ (talk) 14:20, 16 May 2008 (UTC)

That request is not very sensible. How do you expect people to take you seriously after everything you've done? Replacing all of the desks with pictures of Avril wasn't wise. PLEASE stop being disruptive and use your time/skills to improve this encyclopedia.

However, as long as you continue to make unresonable bargains and threats of further vanadalism, I will keep reporting your socks to AN/I (and yes, I know you have many). Zain Ebrahim (talk) 19:41, 16 May 2008 (UTC)

[edit] Avril Troll

Moved to User talk:Richard0612.

[edit] Investment project

Moved to User talk:Antandrus.

[edit] Can you?

Hi Zain, do you know much about how the rich evade taxes? There's a question you might like to put into here on the refdesk[1]. Thanks, Julia Rossi (talk) 07:17, 22 May 2008 (UTC)

You flatter me, Julia! I have a pretty good understanding of financial markets, banking and insurance but not tax. Unfortunately, I'm not rich so I don't bother with avoiding taxes :). I'd've struggled to do half as well as you did on this one. Zain Ebrahim (talk) 13:59, 22 May 2008 (UTC)

Haha, that's generous praise, Zain. I was aware you had expertise in what I see as an undivided mystery: High finance: the Country (that I'm not a member of), so I'll keep in mind your special areas and admire them from afar. : ) Julia Rossi (talk) 00:51, 24 May 2008 (UTC)

[edit] Category links

Hi Zain - I think the trick to putting a category link is to preceded the word Catergory with a colon; thus [[:Category:Boats]], i.e. Category:Boats.

Thanks, Larry! Zain Ebrahim (talk) 19:07, 23 May 2008 (UTC)

[edit] Hear ye, hear ye!

		The Reference Desk Barnstar
		Do you not have an archive page? I couldn't find an instance of you being awarded this!!! Da da! Here it is. Well deserved Fribbler (talk) 23:38, 30 May 2008 (UTC)

Wow - thanks, Fribbler! But there are many others (such as yourself!) who do a LOT more work on the RDs. Zain Ebrahim (talk) 09:24, 31 May 2008 (UTC)

[edit] lols

I really don't mind the difference between "hi" and "hey". To be quite honest, I wouldn't mind if you had said "Hi there, you big stupid bastard". Really, I don't care either way what wording you use. Ziggy Saw dust 00:55, 2 June 2008 (UTC)

Replying here under the assumption that this is a different thread.

I was just a bit concerned that my tone may have come across the wrong way - on WP (or anywhere where you don't see/hear the person you're speaking to) it's very difficult (for me, at least) to make sure that the message you're sending carries the appropriate tone. In South Africa "hey" is a friendly greeting but I'm not sure whether this applies to other places where it may seem rude. Thanks for being cool about it. Zain Ebrahim (talk) 01:21, 2 June 2008 (UTC)

[edit] hello

Moved to User talk:Jain puneet.

[edit] Refdesk doings

Hi. You're going to find that a lot of people on the Reference Desks really hate it when you just remove things like this. It's a little too rough on the editor whose contribution was removed. It's better to do what I did, which is to tell the editor how you feel about his contribution on his talk page and let him remove it himself. This way he learns, and people don't get shirty. --Milkbreath (talk) 19:35, 2 June 2008 (UTC)

I've already left a note on his talk page regarding his sarcastic and IMHO bitey treatment of the newbies and he didn't remove his comment or apologise to the OP. In that case the OP responded defensively and it could have become ugly. Personally, I feel quite strongly about making fun of someone's poor language skills and WP shouldn't tolerate such poor manners. But if you or he re-inserts the comment I won't remove it again. Zain Ebrahim (talk) 19:43, 2 June 2008 (UTC)

Tell you what, you pin his arms, and I'll work him over. Kids these days gots no rispeck. I'll try to engage him on the subject if it happens again, but in the meantime I have to repeat my warning to you that you're summoning the shitstorm (not from me). --Milkbreath (talk) 19:55, 2 June 2008 (UTC)

Maybe you've noticed he's been banned. Looks like my ability to assume good faith has grown muscles in my brief time in Wikipedia. --Milkbreath (talk) 02:23, 4 June 2008 (UTC)

Nothing wrong with assuming good faith - I see it as a virtue (but apparently some people don't). I'm not sure he deserved to be blocked but I don't know the full history and getting into a debate with swarms of admins is the last thing I need right now. Zain Ebrahim (talk) 10:04, 4 June 2008 (UTC)

[edit] Credit default swap

Re this edit: There are already 21 references in the Bond insurance article which I linked, most specifically this one. I don't see any value in including any of them again in the CDS article. Owen× ☎ 21:06, 4 June 2008 (UTC)

I'll go ahead and insert the relevant reference from bond insurance into the CDS article. If there's a particular guideline/policy advising against this then I'll remove it. Personally, I don't think it causes too much harm to have the one extra reference in there and it would look better if we ever applied for a FAC.

Regarding the actual content, I think that my edit summary didn't accurately explain why I was unhappy with your addition. I thought that "much longer" was unencyclopedic and I thought "been around" could have been better phrased. I see you took care of the important one - thanks. How about the following compromise:

...although other kinds of bond insurance products have been used since the 1970s ?

Zain Ebrahim (talk) 22:14, 4 June 2008 (UTC)

Yes, I'm OK with your suggested wording. About the reference, I don't think the time line of MBIA and Ambac is relevant in the CDS article. Actually, I'm not happy with my "1970s" comment either--this kind of financial instrument has been used since the middle ages, and in 1880 was already formalized by Surety bond issuers. The Surety Association of America has been regulating it in the US since 1908, but companies in London and The Netherlands have been engaging in this business since the early 1800s, possibly even earlier. I'd welcome your suggestion on how to provide a bit more historical perspective to the Credit default swap article. As it is right now, it sounds like the whole concept of Surety/Indemnity is something that came about in the last few decades, when in fact nothing can be farther from the truth. Owen× ☎ 22:55, 4 June 2008 (UTC)

Wow! I didn't know that it went so far back. I agree that the "History" section should provide more perspective on the origins of CDSs. Perhaps we should just try and find a ref ({{fact}} should suffice for now, though) for the Surety bonds' date and mention that instead of bond insurance. Something to the effect of:

...although similar [[Surety bonds|insurance products]] have been used since the late nineteenth century ^[^{citation needed]}.

Zain Ebrahim (talk) 23:27, 4 June 2008 (UTC)

[edit] B ball

Hi Zain, coming across sharp turn in the basketball/baseball wrangle, thought I'd give you this:

Ah, the Desks, : )) Julia Rossi (talk) 06:10, 6 June 2008 (UTC)

Mmmmm *sip* ahhh! Hit the spot (plus it's cold here in Johannesburg). Thanks. Zain Ebrahim (talk) 21:32, 7 June 2008 (UTC)

Thanks for reminding me we're both in the southern hemisphere! Enjoy, Julia Rossi (talk) 23:13, 7 June 2008 (UTC)