Talk:Wachovia

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WACHOVIA If you pronounce WACH as WATCH and you say WACHOVIA quickly over and over you'll hear yourself say "Watch over ya". Doesn't that make sense for a lending company?

Yes, if that's how you pronounced it. --Golbez 06:27, 17 September 2005 (UTC)

--

Perhaps more pertinently, it seems like we should mention something about Wachovia's admission that their "predecessor companies" profited from slavery. Here's a link off their site [1] Brodo 06:32, 3 September 2006 (UTC)

Contents

[edit] Customer Service Difficulties

Anyone can pay business schools to conduct surveys, Jimmy. If the references were in a field requiring hard research, I would understand. But the included text is simply expressing the opinions of customers and former customers, and is expressing such. (Who better to determine "customer service" than customers?) It doesn't say "difficulties abound," it says "reported difficulties abound." Wikipedia entries are to be no one's corporate mouthpiece, but to represent a genuine populist voice, reflecting the range of opinions on a subject, taking the bad with the good. Citations were requested and have been provided. Please be advised to retain said text as written.
—Preceding unsigned comment added by 66.32.116.119 (talk) (transfered from hidden text in article)

I think this section should be altered to include only reliable references as defined in WP:A. If no reliable references may be found, the section should be deleted or altered to remove questionable material. Current references 3 through 6 all meet the definition of self-published sources under the Reliable sources section of Wikipedia:Attribution and do not meet the exceptions for their inclusion on Wikipedia. Wikipedia:Attribution is official policy of Wikipedia and should not be violated lightly.
Ultimately, this section is not encyclopedic and should not be in the Wachovia article. Compare it to the Bank of America article, which has an extensive Controversy and Criticism section, most of which is well written and documented using <script type="text/javascript" src="http://en.wikipedia.org/w/index.php?title=User:Omegatron/monobook.js/addlink.js&action=raw&ctype=text/javascript&dontcountme=s"></script>major news sources and press releases. If you have to resort to anonymous bloggers to find complaints about Wachovia, then these complaints are not worth mentioning.
The first paragraph on WP:A says it all: "Wikipedia is an encyclopedia, not a publisher of original thought. The threshold for inclusion in Wikipedia is whether material is attributable to a reliable published source, not whether it is true. Wikipedia is not the place to publish your opinions, experiences, or arguments." Wikipedia is neither a "corporate mouthpiece" nor a "genuine populist voice".
JKeene 23:58, 4 April 2007 (UTC)
Deleted the section. One of the references was by a so-called "wachoviabank-sucks" website. That is not NPOV, nor is it from a trusted site. Does not belong here, at all. --wpktsfs 21:25, 16 April 2007 (UTC)

[edit] Overdraft fees

Seems to me Wachovia has alot of hidden fees in the checking account area. They hold their check card holds too long and put holds on deposits for more than 5 days at a time without notifying the person depositing the money. These practicing cause more overdrafts that do not help the working class people get ahead. For instance I had an Overdraft of $.86 and a direct deposit within four hours of $1,000...Well $5.00 for Over protection, automatic $100.00 transferred from that. Not to mention $35.00 NSF fee. That is the most I have ever paid for $.86. I have written congress regarding Consumer Checking Account fairness Act (H.R. 799) and I would like to encourage others like me to do it as well. Not to mention the OCC to check into the practices of Wachovis in general. There needs to be some kind of help for the little people who seem to never get ahead if there are always ridiculous fees to knock you back down.

Kernersville, NC

[edit] Merge Golden West Financial article

The entire "Business Model" section of Golden West Financial appears to be original research. See WP:OR for more info about what qualifies as original research.

I propose:

  1. that the "Business Model" section be deleted.
  2. that the remainder of Golden West Financial be merged into Wachovia#Golden West Financial with citations.

I will proceed with these changes within two weeks, depending on any feedback or the addition of verifiable references to Golden West Financial.
--JKeene 01:24, 10 July 2007 (UTC)

Completed.
--JKeene 00:17, 19 July 2007 (UTC)

[edit] Market Capitalization

I have removed the reference to Wachovia having the fourth largest market capitalization of any US Bank. This has never been the case as Citigroup, JP Morgan Chase, Bank of America and Wells Fargo have always had larger market caps. As of today, US Bank also has a larger market cap. I didn't replace this with its ranking as this changes frequently, especially with the banking market as it is now. Burke27 (talk) 17:45, 17 March 2008 (UTC)

[edit] Addition to Controversies section

The following article would appear to follow-up on the activities noted in the Talk:Wachovia#Controversies section. Provided for your consideration:

Charles Duhigg. "Big Fine Set for Wachovia to End Case" (HTML), The New York Times, The New York Times Company, 2008-04-26. Retrieved on 2008-04-27. 

--User:Ceyockey (talk to me) 14:06, 27 April 2008 (UTC)

Thank you. I've added an update.
--JKeene (talk) 01:24, 29 April 2008 (UTC)