Talk:Visa Electron

From Wikipedia, the free encyclopedia

This article about Exonumia is part of the WikiProject Numismatics, which is an attempt to facilitate the categorization and creation of accurate and formal Numismatism-related articles on Wikipedia. If you would like to participate please visit the project page, where you can join and see a list of open tasks to help with.

Contents

[edit] Barclays Connect/Electron Cards

Barclays does not issue full Visa Debit cards, branded by Barclays as "Barclays Connect" or "Connect card", to account holders under 18. Barclays does issue the Visa Electron to such customers, and the branding is now the same as the standard Barclays connect card.

However, they still function as Electron cards, and feature embossed numbering. Barclays product holdings on internal systems differentiate between the two as "Connect card" and "Connect (Electronic)".

Electron continues to be issued to individuals with poor financial performance and those under 18.

All Barclays full Connect Cards also act as cheque guarantee cards for either £50, £100 or £250 (for selected customers). As such, these cards are credit scored and thus not issued to the under 18 market or to those with poor credit scores.

This provides an easy way to differentiate between the newer cards which share the same branding. If the card does not feature a cheque guarantee notice in the lower right hand corner of the reverse of the card, then the card is an Electron. —Preceding unsigned comment added by 82.71.10.28 (talk) 16:43, 22 December 2007 (UTC)

[edit] online retaiers that dont use this card?!

perhaps somewhere in the article it should mention thay many retailors do not accept this card for online payments. does anyone know the reason for this. i personally think this article is biast towards Visa. —The preceding unsigned comment was added by 82.13.194.153 (talk) 16:03, 28 December 2006 (UTC).

I tried to order train tickets online with GNER and their FAQ says they are bound by a "trade agreement" not to accept the card. They don't go into any further detail, but I hate this crap card, it's like being a second class citizen. Chris 17:36, 4 February 2007 (UTC)
GNER don't explain themselves at all well there. The problem is to do with the way in which Electron (and Solo) cards work. They require online authorisation of all transactions from the issuing bank before they can proceed, whereas other cards (eg Visa Delta) have a floor limit below which authorisation is not mandatory. Electron and Solo thus make it impossible to go overdrawn, which is why they're popular among young people - under-18s cannot legally obtain credit.
National Rail ticket outlets batch-process their transactions rather than charging each individual card immediately (as it would be extremely expensive to do otherwise) which makes it impossible to accept cards without a floor limit - which in the UK means Electron and Solo. Also, if you're sold a ticket by the guard on a train, they won't have any sort of online connection to the bank so cannot be certain you have the money on your card, which in turn means that they cannot authorise such a transaction.
Since it would be very complex to explain in detail that online transactions could be used in some circumstances but not others, and since most tickets are valid on the services of more than one operator, all Train Operating Companies have the same policies. It's worth noting that one or two non-TOC companies selling rail tickets do accept Electron, most notably Eurostar and Megatrain. 86.132.140.80 02:50, 14 March 2007 (UTC)
I know I'm only a teenager, but I'd love it if Visa Electron could be used to buy online with. I think places like ebay and amazon it can be. I know if you go to HMV, they accept Visa Electron but no-one does online. You know shops, when you buy something, and certain people put their credit/debit card in the machine and press their PIN in. What are those machines called? Oriana is 18:47, 26 March 2007 (UTC)
I believe you're referring to Chip and PIN, which is certainly included on some Electron cards (eg the Barclays one pictured in this article) though I don't know whether all of them have it. As for buying online, you're being overly gloomy. While it is true that a number of major retailers still don't accept it, that number is falling. Argos, Boots, B&Q, Ebuyer, Sainsbury's, Virgin and Wilkinsons all take Electron online, for a start. Loganberry (Talk) 00:18, 28 May 2007 (UTC)

Unfortunately, Visa Electron isn't issued in many countries, a notable example being Japan. Usually no shops in these countries will accept the Visa Electron card, so people possessing only an Electron card will be blocked from ordering items over the Internet from these countries. As for regular stores, you can still use the regular VISA cash machines to get money to pay with. (Stefan2 00:34, 7 June 2007 (UTC))

[edit] available in australia

Visa Electronic only access type cards are available in australia.

http://www.stgeorge.com.au/accounts/transaction/express_freedom.asp?orc=personal —The preceding unsigned comment was added by 203.59.167.85 (talk) 07:07, 28 January 2007 (UTC).

The card is marked with "VISA" (not "Visa Electron"), yet it says in the text that it's online-only. Is Visa Electron Visa's only online-only card, and if so, why does it say "VISA" and not "Visa Electron" on the card? (Stefan2 18:48, 11 August 2007 (UTC))

[edit] Fair use rationale for Image:Visa Electron logo.jpg

Image:Visa Electron logo.jpg is being used on this article. I notice the image page specifies that the image is being used under fair use but there is no explanation or rationale as to why its use in this Wikipedia article constitutes fair use. In addition to the boilerplate fair use template, you must also write out on the image description page a specific explanation or rationale for why using this image in each article is consistent with fair use.

Please go to the image description page and edit it to include a fair use rationale. Using one of the templates at Wikipedia:Fair use rationale guideline is an easy way to insure that your image is in compliance with Wikipedia policy, but remember that you must complete the template. Do not simply insert a blank template on an image page.

If there is other fair use media, consider checking that you have specified the fair use rationale on the other images used on this page. Note that any fair use images uploaded after 4 May, 2006, and lacking such an explanation will be deleted one week after they have been uploaded, as described on criteria for speedy deletion. If you have any questions please ask them at the Media copyright questions page. Thank you.

BetacommandBot 11:31, 6 July 2007 (UTC)