Talk:Student loan
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[edit]
I just wanted to point out that I am the lawful copyright owner of ParentPLUSLoan.com and the text previously entered is permitted for redistribution. I'll put a notice on the site to let everyone know that Wikipedia is permitted to use it under the GNU FDL. Feel free to call me toll-free at 877-328-1565.
As a side note, StaffordLoan.com is NOT a pay site. It's one of ours too, and the application there will deliver to you a 100% approved Stafford Loan Master Promissory Note. Our Federal Lender Code is 833838.
Christopher S. Penn, Chief Technology Officer, ParentPLUSLoan.com
Yes, but that link leads to a "partners" link on another site that is commercial (if not precisely "paid") The bottom line is that federal guarantors DO make money on the loans they originate, and I have to think that any "partners" link means a commission or per-click profit is being made. So let's be up front about this and be clear that not being a "pay" site doesn't mean the site isn't commercial...
24.137.5.110 19:01, 5 August 2006 (UTC)Kathy S., Financial Aid Officer.
This really reads like it's copied from an application manual somewhere, but I can't find it on the web. It's probably too detailed (and the dollar figures are going to go out of date), and it really needs some info from other countries and discussions of the concept in general. DJ Clayworth 18:00, 12 Feb 2004 (UTC)
- They've cited a source at the bottom. But I agree with all your other comments, this needs some work. :) fabiform | talk 18:11, 12 Feb 2004 (UTC)
[edit] links seem to be to pay services
I did not investigate too much, but the links seem to point to a service that helps you fill out loan applications (www.staffordloan.com) but does NOT provide links to the FREE government site (fafsa.ed.gov).
See my note in the section above. But I concur. While the site isn't overtly trying to get students to pay, it is not some altruistic informational site either. They're running a for-profit site to make money and playing semantic games about not being a "pay" site doesn't change that. The link is not appropriate for this listing on WP.org, IMO.
[edit] about fixing it...
If it was a little more about the way student loans are dealt with in the United States (i.e. the way the government gives them out, and the government agencies involved) as opposed to a handbook for getting money for college, it would be good. It doesn't need the sub-headings, just one nice-sized articles like those above it (although, I noticed, the article about Sweden was a bit lacking). It just needs a general re-working.
[edit] Partial Cleanup
I've gotten rid of all the links that led nowhere, but someone else is going to have to cleanup the tone part (I don't know enough about Student loans loans).
Is [www.loanslog.com/category/student-loans/ my student loans page ] worthy of an external link? —The preceding unsigned comment was added by 24.37.149.157 (talk • contribs) .
- All the content seems to be taken from this blog, except you have put in extra AdSense ads. I would suggest you suggest the original link, but it seems to be part of yet another affiliate farm. Please insert content instead of links. Thanks. -- Linkspamremover 08:41, 10 April 2006 (UTC)
[edit] HDRC Copyright
I believe that the quote from HDRC is okay under the Government of Canada's Copyright and permissions which can be reviewed here. Please contact me if it is not and I'll work up something better.Flehmen 17:57, 25 August 2005 (UTC)
[edit] Possible private loan bias
The comment below now seems outdated to me. Review of the history shows multiple edits to that section. These have led to what seems, at least to my read, a pretty balanced (if not even slightly skeptical) read on private student loans. It is certainly now clear that there is a big difference.
In the section about United States student loans the information is presented in a way that seems to imply that federal loans are much less convenient and not very much better than private ones. In the experience of a large number of my friends and family, there is a very big difference between private and federal loans in terms of interest rates, minimum payments, consolidation, etc.
[edit] A section for Default loans
I wouldnt mind seeing an expert opinion on the repayment of default loans and the re-integration back into school. Also Perhaps a section on how many times and for what types of degrees will loans be either extended or once paid of given again.
http://en.wikipedia.org/wiki/User:phillipeb
[edit] No such thing as private guarantors
Whoever keeps calling lenders in the private student loans section "guarantors" please stop. Guarantors is a federal loan term. It is inappropriate, misleading and (worst of all) just plain wrong in the private student loans section.
They're lenders. Whether intentional or not, using the term guarantors substitutes a more innocuous sounding term for them and/or tries to blur the line between federal and private student lenders...
[edit] See Also United States
The link under the United States See also points to a page which seems more like an advertisement than an article. I am going to remove it and recommend it stays removed until the linking article is brought up to snuff. I am researching a private loan for myself and did not find the link useful. If I am wrong in my methods let me know. Edit: Since it is the only link under See also I'm removing the entire section. Thawt 19:13, 11 April 2007 (UTC)
[edit] Recommendation on cleanup
I think this page should be turned into a disambiguation page and have its content turned into pages of their own. For example, instead of one big student loan page have Student_loan (United States), Student_loan (Denamrk) etc. I would do it myself but I am not sure of the process.
- I rather like that idea, I have to say. This article as it is I find rather discouraging to edit, and because it crosses so many political and jurisdictional lines it has no flow and no continuity. I think it would be likely to see more editing, not to mention more patrolling, if it were broken up. To do it, well, you'll just have to cut-and-paste from this article into blank, new articles, leaving a good, descriptive edit summary in each place. I'd suggest article titles like Student loans in the United Kingdom, ...the United States, ...Denmark etc. There can be a Category:Student loan systems by country (or something snappier!).
