Talk:Payment service provider
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[edit] Documentation
[edit] Discussion
[edit] Merge Articles?
In response to the suggestion that the PSP article and the Payment Gateway article be merged, I would have to say that it seems a bit confusing that they are separate articles. While I admit I don't know much about this industry, it seems to me from my research that a PSP is a specific sort of Payment Gateway. If this is in fact the case, it would make sense to merge the short entry on PSPs into the broader, Payment Gateway article.
Jrsharp 16:13, 7 March 2007 (UTC)
[edit] Should not be merged
These categories are very different and should not be merged. A gateway provider only provides a service that is a small portion of what most payment service providers offer. A full service psp provides everything, not just the gateway service, and this can include all technical connections to banks, network management and relationships, alternative methods processing (such as cash, prepaid, ewallets), fund remittance, and reporting systems. This is very different from a gateway provider who is only providing the authorization for credit card transactions and not the full service abilities of a psp.
Ginajetten 13:51, 17 August 2007 (UTC)
[edit] Should not be merged
Agree with the previous user that they are very different things. PSP is more a full service company where a payment gateway is an API a finacial instituition will use to contect to other eservices. —Preceding unsigned comment added by 155.136.80.162 (talk) 08:35, 18 September 2007 (UTC)
[edit] Should not be merged
A payment gateway is a type of payment service provider, as is a payment bureau. Therefore a payment gateway is a specific 'sort' of payment service provider, and not the other way around.
Rahunting 14:07, 24 October 2007 (UTC)
[edit] Should not be merged
PSP or iPSP and Payment Gateway operators have different proposition in the payment value chain. In a typical scenario, a PSP will be integrated into one or more Payment Gateways. In addition, operators of Payment Gateways will usually not deal with the end user. They do not provide the actual payment page, otherwise known as checkout page. PSPs do offer the front end interface to the users and hence the major difference.
Whenitcounts (talk) 00:35, 4 June 2008 (UTC)
