Talk:Loan origination
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This does NOT define the subject. It state a qualifying point: "depending on the borrowers credit" and then dives into a tangent on credit qualification without ever finishing the definition.
This should be removed.
[edit] Restructuring Proposal
I propose to fix up this article as follows and solicit input on any outline gaps, etc. before I do this:
- Mortgage-specific content should be downplayed. The example may make sense.
- Remove the external links we have - too commercial and mortgage-specific
- Add appropriate external links
- References are needed for the whole article
- There are lots of missing internal references. Add as appropriate.
- General categories should be
- Application
- Decisioning & credit risk
- Pricing, including risk-based pricing
- Funding
- Collateralization & Recording lien
- Regulation
Out of scope content that belongs or already is somewhere else:
- Loan servicing
- Making payments
- Credit bureau reporting
- Default
- Reposessions & remarketing
- Loan types
- LOS software/solutions
- eLending
--Pearrari (talk) 03:27, 5 December 2007 (UTC)
[edit] Name?
This article is title Loan Origination but seems to focus solely on Mortgage origination. Should we expand the focus or rename the article? RJFJR (talk) 00:37, 29 December 2007 (UTC)
- I will help with this as I restructure per the outline above. It is common for different types of loan origination expertise to be separated. Probably the original author was familiar with mortgage origination, so the article got that bent... and no one has yet added consumer, business, etc. I'll add what I can, and perhaps others with additional expertise can further enrich the article. --Pearrari (talk) 00:28, 1 January 2008 (UTC)
