Talk:Insurable risk
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Timc: I disagree regarding the merging of this page into Risk, at least for the moment. That article seems to focus on risk in a more general sense -- political/military risk seems to be the bulk of it. Insurable risks are, by and large, financial risks; which is notably more specific/different. Perhaps there ought be a financial risk discussion fleshed out there; or as a seperate entry; in which case I would say merge away...
[edit] Fair use rationale for Image:Pyat rublei 1997.jpg
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BetacommandBot 11:29, 6 July 2007 (UTC)
[edit] Comment moved from article page
Hi Editor
The following does not make sense:
"The insurer must be able to charge a premium high enough to cover not only claims expenses, but also to cover the insurer's expenses. In other words, the risk cannot be catastophic, or so large that no insurer could hope to pay for the loss."
The two sentences above do not have the same meaning or import. If an insurer can cover the amount insured and its administrative expenses, it will agree to give coverage? If so, it must follow that if the insurer can pay US$800 billion for one single claim plus expenses of say, US$100,000, then it will cover the situation? So the use of the words, 'In other words' is inappropriate.
Anyway, commonsense tells us that your two sentences are really two different points. Perhaps, you could consider just omitting the words, 'In other words'.
Jeffrey Soh —Preceding unsigned comment added by 203.124.2.26 (talk • contribs)
