European Banking Federation
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The European Banking Federation (abbreviated EBF or FBE in French) is an organization of the European banking sector, representing interest of over 5000 European banks in 31 countries with combined assets of over 20,000 billion Euro and around 2.3 million employees. It was established in 1960. EBF acts as a forum where members' initiatives are proposed and debated as well as a dialogue partner for the European institutions in laying out the relevant legislation in the banking sphere. It supports the European unification process and safeguards European banking interests in Brussels, Belgium.
Since its inception in 1960, the Federation has constantly maintained an ongoing dialogue with the European institutions, with the aim of ensuring that the experience and the views of banks are taken into consideration in the shaping of relevant policies.
In its early years the EU concentrated on the integration of trade in goods, rather than services. As a result, banking as such was not directly affected to any great extent, but it was only natural that banks, like any other business, should express their strong views on proposals to achieve economic integration, e.g. in matters such as company law and taxation.
Since the 1970s, however, the situation has changed significantly, and the Community institutions have increasingly focused on banking matters. Nowadays, European legislation continues to be extended to cover areas such as freedom of establishment for banks and other financial institutions, harmonisation of banking supervision, accounting and a number of other subjects relevant to the business of banking. By increasingly shaping national legislation in these areas, Community directives and other legislative measures have a direct impact on the banks of the Member States, in their activities at home as well as abroad. The EBF is an obvious dialogue partner for the European institutions in laying out this legislation.
Furthermore, the role of the Federation as the united voice of all EU banks has naturally led it to be a forum where members' initiatives are proposed and debated. Meetings are arranged on matters of concern to the whole European banking sector, specialised Working Groups and Committees analyse specific questions and propose solutions, leading to the publication of reports or position papers. Finally, the role of the Federation is by no means limited to European matters. It extends to broader issues of importance to all European banks vis-à-vis their counterparts and supervisory authorities throughout the world.
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[edit] EBF Members
There are (as of 01 December 2007) thirty one EBF members:
- Austria
- Belgium
- Bulgaria
- Czech Republic
- Cyprus
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Ireland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
- The Netherlands
- United Kingdom
[edit] EBF Associates
There are (as of 01 December 2007) nine EBF associates:
[edit] See also
- STEP
- EURIBOR
- EONIA
- EONIA-SWAP
- European Central Bank