BA Merchant Services

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BA Merchant Services, LLC
Formerly National Processing Company (NPC)
Type Subsidiary of Bank of America
Founded Purchase of National Processing Company by Bank of America from National City Corp.
Headquarters Louisville, Kentucky, USA
Industry Credit Card Services
Website bankofamerica.com / npc.net

BA Merchant Services, LLC is a wholly owned subsidiary of Bank of America specializing in handling credit, debit, stored value, and electronic benefits transfer (EBT) card transactions. It is the United States' second-largest bankcard merchant acquirer, processing nearly $350 billion in annual credit card volume. The company processes more than one out of every five Visa and MasterCard transactions in the country[1].

BA Merchant Services was formed in 2004, when Bank of America purchased National Processing Company from National City Corp. for $1.4 billion. Bank of America then consolidated its own Merchant Services division into the Louisville, Kentucky-based company. A call center for the company is located in El Paso, Texas.

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