Talk:Authorization hold

From Wikipedia, the free encyclopedia

[edit] First person

Way too much first person in this article, somebody needs to clean that up. Liquidtenmillion 16:40, 23 June 2006 (UTC)

[edit] $1 authorization

We could also include something about the $1 authorization common among online merchants. Gordeonbleu 17:51, 8 October 2006 (UTC)

---

wow

Can anyone confirm or deny whether a merchant can act to void an authorization hold? And provide a citation, please? MaxBrains (talk) 10:46, 15 February 2008 (UTC)

[edit] Preauth + Force?

I know for a fact, because i did this as an experiment, that a merchant can get a $1 authorization and settle at ANY ammount, and will still receive the funds, even if it puts the customer in to the negative (checking account), or exceeds the credit limit. for example, say you want to purchase a item that cost $500, but only have 30 in your checking.... if i authorize $30 i can settle at 500, getting me the funds, you the item and a bounced checking account. important to note this. —Preceding unsigned comment added by 71.201.151.133 (talk) 15:50, 18 March 2008 (UTC)