The One Where Joey Loses His Insurance

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Friends season six
September 1999 - May 2000
List of Friends episodes

Episodes:

  1. The One After Vegas
  2. The One Where Ross Hugs Rachel
  3. The One with Ross's Denial
  4. The One Where Joey Loses His Insurance
  5. The One with Joey's Porsche
  6. The One on the Last Night
  7. The One Where Phoebe Runs
  8. The One with Ross's Teeth
  9. The One Where Ross Got High
  10. The One with the Routine (a.k.a. The One With The Rockin' New Year)
  11. The One with the Apothecary Table
  12. The One with the Joke
  13. The One with Rachel's Sister
  14. The One Where Chandler Can't Cry
  15. The One that Could Have Been, Part 1
  16. The One that Could Have Been, Part 2
  17. The One with Unagi (a.k.a. The One With the Mix Tape)
  18. The One Where Ross Dates a Student
  19. The One with Joey's Fridge
  20. The One with Mac and C.H.E.E.S.E.
  21. The One Where Ross Meets Elizabeth's Dad
  22. The One Where Paul's the Man
  23. The One with the Ring
  24. The One with the Proposal, Part 1
  25. The One with the Proposal, Part 2

"The One Where Joey Loses His Insurance" is the fourth episode of the sixth season of the American television series Friends.

First aired: October 14, 1999

[edit] Plot

Ross has gotten a promised job at a college and is excited about keeping it. Rachel and Monica decide to go see how he's doing only to discover that Ross is speaking in a British Accent -- "And not a very good one," says Rachel. Ross confesses he's stressed since everyone said he would be boring and it just came out. He tries to smooth things over with a fellow professor, but again uses the accent. Monica doesn't help matters when she speaks in an Irish accent, or Rachel in an Indian accent, remarking on Bombay.

Rachel and Monica fight over who has rightful ownership of a pair of candleholders.

Phoebe 's psychic told her she will die very soon.

Joey has lost his health insurance. "This means I can't get hit by a bus. Or-or catch on fire!" "I...I don't know what to say. It's never a good time to stop catching on fire," Chandler responds. Joey's agent has apparently suffered a lapse of memory and thought he'd left her, and she went badmouthing him, though he doesn't realize it. When Chandler walks back into Joey's apartment later he finds Joey on the floor, having failed at working out for some auditions. Joey objects to Chandler's insistence to go to a doctor. "If I'm going to a doctor for anything, it's for this thing sticking outta my stomach". He has a hernia. Phoebe, still convinced she'll die soon, scares him into thinking he'll die from the pain he's experiencing. In each audition Joey goes to, the hernia causes him to be turned down.

Rachel and Monica decide it doesn't matter who owns the candleholders and Phoebe enters with the news that what her psychic was wrong in saying she would die. Her psychic died instead.

Chandler helps Joey make it to his final audition to play the dying father of a boy. No matter how many takes of Joey's death scene are done, the boy doesn't cry after the line "Take good care of your mamma, son" -- Joey has to scream in pain before the 45th take -- until Chandler intervenes and tells the kid to look under Joey's shirt as he lifts it. The boy instantly dissolves into tears.

While Rachel is cleaning Ross's apartment, she gets a call from his marriage office, discovering that the two are still married. Ross attempts to explain he doesn't truly have an English accent to his class until Rachel bursts in, infuriated about him keeping the continued marriage a secret. "Well 'ello, Rachel."

Phoebe is about to hit a football helmet-donned Joey in the head when Chandler and Monica walk in. After explaining they're "celebrating" that Joey has his health insurance back, Monica joins in with a frying pan and Chandler armed with a golf club.


Preceded by
"The One With Ross's Denial"
List of Friends episodes Followed by
"The One with Joey's Porsche"