Talk:Retirement plans in the United States

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"Retirement plans may be set up by employers, insurance companies, the governement or other institutions such as employer associations or trade unions." Is this supposed to say employer associations or employee associations? Rmhermen 22:10, Oct 28, 2004 (UTC)

I know groups of employers can get together for the purpose of health insurance in the US, they are known as MEWA's or multi employer welfare organizations. And I just googled and found one thing referring to the idea at the fool.com [1] link I added on the page:

"An Employer and Employee Association Trust Account, or Group IRA, is a traditional IRA set up by employers, unions, and other employee associations for employees or members."

They list it as one of the 11 types of IRA's. One I had never heard of. But apparently the answer is both - Taxman 23:52, Oct 28, 2004 (UTC)

[edit] References anyone?

There is no single reference in the article.-- ExpImp^talkcon 12:24, 21 October 2006 (UTC)

[edit] Focus of article

This article is ostensible about all types of retirement plans in the US, but most of the discussion focuses solely on cash balance plans. See, for example, "Portability, Valuation" or "PBGC insurance, a legal difference". If the intent is to focus on the similarities and differences between DC and CB plans, the article should be renamed. Malik Shabazz 05:57, 4 February 2007 (UTC)