Talk:Prosper (web site)

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This article was nominated for deletion on 5 March 2006. The result of the discussion was keep.

Punkmorten 19:00, 10 March 2006 (UTC)

[edit] Lending from outside US

Argument is whether website is only US or anyone can lend/borrow. My opinion is that anyone in the world with access to USD in a bank account could theoretically transfer money to prosper since the website doesn't know the actual address of the lender, it only knows the published address of the lender seen on the bank account.

When I became a lender, I remember they pulled a credit report and asked me various information on it. So I think you would need a US Social Security Number as well. I am not 100% sure, however we should probably only reference things that are citable. If Prosper says US only, use that unless you can find a third party source explaining how non-US residents can become lenders. --MattWright (talk) 03:40, 20 October 2006 (UTC)

Yes you do need a social.

Yes, the web site is only for US citizens and residents who can provide proof of SSN and a US-based bank account. This isn't necessarily Prosper's "fault", it's a requirement for compliance with the USA PATRIOT Act and other banking and anti-fraud regulations. (I work at Prosper) Amartinezfonts 20:00, 28 January 2007 (UTC)

[edit] External links

I don't see any reason to keep deleting the links that point to outside websites that keep stats about Prosper. —The preceding unsigned comment was added by 75.8.196.193 (talk) 18:33, 8 December 2006 (UTC).

[edit] Muhammad Yunus tie-in?

Right now, the content includes, "Similarly, Bangladesh economist Muhammad Yunus, founder of the Grameen Bank, won the Nobel Peace Prize for pioneering micro-loans to lift millions of people out of poverty." I'm not going to edit the content for now (I'd rather open to discussion), but I fail to see how anyone familiar with both Muhammad Yunus and Prosper.com would say they are similar... they're both innovative and operate in the sphere of credit, but I'd say that's about the end of the list of similarities. As such, I don't see why Muhammad Yunus is being mentioned in this article. Anyone care to chime in? 74.92.53.1 19:47, 27 March 2007 (UTC)