Payment card industry
From Wikipedia, the free encyclopedia
Payment Card Industry (PCI) is a term which collectively defines the debit, credit, pre-paid, e-purse, ATM, POS, and overall payment industry.
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[edit] International Payment Schemes
[edit] Visa International
Visa is a private, membership association jointly owned by more than 20,000 member financial institutions around the world.
[edit] Regional and National Payment Schemes
[edit] Interac Association
The Interac Association is a Canada's national organization linking Financial Institutions and enterprises that have proprietary networks to enable communication with each other for the purpose of exchanging electronic financial transactions. The Association was founded in 1984 by the big five banks. Today there are over 80 members. The Interac Association is the organization responsible for the development of Canada's national network of two shared electronic financial services: Shared Cash Dispensing (SCD) for cash withdrawals from any ABM not belonging to a cardholder's financial institution; and Interac Direct Payment (IDP) for Debit Card payments at the Point-of-Sale
[edit] PCI Compliance and Wireless LANs
The PCI DSS recognizes wireless LANs as public networks and therefore provides three specific security guidelines to prevent breaches coming in from wireless networks used in retail environments. They are:
- Firewall segmentation between wireless networks and the POS (point-of-sale) networks
- Use of wireless analyzers (a.k.a. Wireless Intrusion Detection) to detect any unauthorized wireless devices and attacks
- Encryption on the wireless link if credit card data is being transmitted over the air e.g. wireless POS or mobile POS applications
[edit] List of EMV documents and standards
- EMV Book 1, 2, 3, 4 : The official standard documents that define all the components in an EMV payment system.
[edit] External links
[edit] Payment Card Industry
- PCI Security Standards, the organisation responsible the development, enhancement, storage, dissemination and implementation of security standards for account data protection.
- European Payment Council, The European Payments Council (EPC) is the decision-making and coordination body of the European banking industry in relation to payments.
- What is PCI Compliance?, simplified overview of PCI Compliance.
- Whitepaper on PCI Compliance and Wireless LANs
[edit] EMV
- EMVCo, the organisation responsible for developing and maintaining the EMV standard
- Chip and PIN, site run by the Association For Payment Clearing Services (APACS), the UK's central co-ordinating authority for the implementation of EMV
- Migration 2 Chip, The Migration 2 Chip Program
