Payment card

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The term payment card covers a range of different cards that can be presented by a cardholder to make a payment.

[edit] Types of payment card

Typically a payment card is backed by an account holding funds belonging to the cardholder, or offering credit to the cardholder. Payment cards can be classified into types depending on how this account is managed.

Different types of payment cards include:

• Credit card
• Debit card
• Charge card
• Stored-value card
• Fuel card
• Gift card
• Electronic purse

[edit] Payment card technologies

Different technologies used by payment cards include:

• Magnetic stripe card
• Smart card
• Contactless card