Talk:National Insurance
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I thought national insurance was introduced much earlier, around the 1910s? Joolz 08:43, 31 Jan 2005 (UTC)
- When was the National Insurance Number first issued? --jmb 08:26, 21 July 2006 (UTC)
Here's some more raw material, that I'm not confident enough to put on the main page, it's just from my own personal research. Also perhaps should be in the http://en.wikipedia.org/wiki/State_Earnings-Related_Pension_Scheme page.
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[edit] Basic State Pension
Currently you need to pay enough contributions to qualify for 44 years to get the full basic state pension. This is currently, Aug 2005, just over £82 per week. If you qualify for fewer years, you get proportionately less money. So if you qualified for just 11 years, you'll get 1/4 of the full amount per week. Less than 11 years, you get nothing. Everyone gets 5 years credit for free, so in practice you only need to qualify for 39 years.
You can qualify in a year by paying enough Class 1 or Class 2 contributions. (What are exact rules for this?) If you didn't pay enough due to not working or being out the country, then you can pay voluntary contributions to make yourself qualify for that year.
[edit] State Second Pension
S2P (State second pension) is an additional income-related pension above the basic state pension. If you are an employee (paying Class 1 contributions), then some of your NI contributions automatically go into this. You are allowed to "contract out" of the S2P. This means the money is still collected by the Inland Revenue, but they pay it into your own special private pension for this purpose. If you are self-employed (paying Class 2 contributions) then you are not contributing towards an S2P. If a self-employed person is registered to contract out, then their contracted-out private pension will receive no contributions for the period while they are self-employed.
(? There are also occupational pensions here which do this differently, but I know nothing about them).
80.177.16.113 15:37, 10 August 2005 (UTC)
I see this page as an overview on the NI system - not a detailed guide - for which uses would be best consulting any of the leaflets issued by the HMRC or by talking to their staff. Many a false peice of advice has come from misleading information.
RichardLowther 20:54, 27 February 2006 (UTC)
[edit] NIRS2
I would argue that NIRS2 isn't a Windows based system. Although desk top accessible, it works by 'tabbing' across data with little mouse use and no graphical interfaces to assist in simple tasks. I am open to corrections. RichardLowther 20:54, 27 February 2006 (UTC)
- In any case is this section really necessary? Do we really need a detailed section here about the internal computer system used by HMCE to administer the system? It seems that it has been off the press radar for several years; the problems with it were some time ago now. I'm minded to cut this section down to a couple of concise sentences.BaseTurnComplete 14:44, 23 March 2007 (UTC)
[edit] Allocation of NI numbers
How does HMRC know about you when you're approaching your 16th birthday in order to issue you with an NI numbercard? 13:13, 10 February 2007 (UTC)
What is the purpose of the NI number???
