Talk:Justgiving

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I'm slightly skeptical of Justgiving's business model. I suspect the main author of this article Guernica79 is a Justgiving employee given that they have only contributed to this article, see http://en.wikipedia.org/wiki/Special:Contributions/Guernica79

This article fails to discuss the DISADVANTAGES of Justgiving.

``Justgiving charges a 5% transaction fee on donations made through its website. But since it automatically reclaims 28% Gift Aid on all donations from UK Taxpayers, the charity ends up receiving almost 120% of the value of the original donation after the deduction of fees.[3]"

This is marketing spiel. If I were to collect donations myself, it would also be possible to collect gift aid. Thus, by using justgiving I am depriving my charity of 5% of the donation each time!!

Also the figure seem slightly bizarre... £100 donation less 5% transaction fee = £95 + 28% = £121.6. £121.6 is not `almost 120%' it is `over 120%.'

Furthermore ``Charities have to be registered with Justgiving to receive donations. Charities could initially register with Justgiving for free, but on 1 April 2002 the company introduced subscription fees of £15 per month for charities using its website." Thus charities are required to pay £180 a year... Okay, this seems relatively low, but Justgiving already make a significant profit with their 5% transaction charge.

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