Credit.com

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Credit.com, Inc.

Type	Private
Founded	1995
Founder	Adam Levin
Headquarters	San Francisco, California, USA
Key people	Adam Levin, President
Industry	Financial Services
Products	Credit Reports and Credit Scores, Credit Cards, Personal Loans, Auto Loans, Debt Help, Home Loans
Slogan	Wherever You Stand, We Stand By You
Website	www.Credit.com

Credit.com, Inc. is a leading credit education and financial services company based out of San Francisco, CA and offers consumers free insight into their credit, guidance for improvement and customized credit and loan products through approved financial institutions. The site provides access to credit cards, credit reports, loans and other financial products and services to well over a million visitors a month.

1 History
2 Core Products
3 Experts
4 External Links

[edit] History

Credit.com was founded in 1995 by Adam Levin, the former Director of the New Jersey Division of Consumer Affairs. The company was established to afford consumers online access to comprehensive education, information and "best of breed" credit (finance) products and services. Credit.com used the slogan “Credit is your friend,” until undergoing a rebranding campaign in July 2006 and switching to “Wherever you stand, we stand by you.” The company has sponsored the credit education blog, www.CreditBloggers.com, since September 2005.

[edit] Core Products

Credit Analysis Tools

Credit.com launched two free credit analysis tools for consumers in 2006. The first, Credit Score Compass, allows consumers to estimate their credit score and receive custom tips based on their data. The second, Credit Report Card, provides consumers with a free snapshot of their actual credit data in an innovative, educational format designed to aid with credit score improvement.

Credit Reports

Credit.com offers several different choices of credit report, credit score and credit monitoring products through partnerships with credit bureaus and other providers. This section is designed to allow consumers to compare prices and select the service that best fits their needs.

Personal Loans

Consumers can access loans from $1,000 to $15,000 online through Credit.com. One application matches the consumer with the best loan provider for their situation.

Credit Cards

Credit.com offers over 85 consumer credit cards online; including credit cards from American Express, Discover, Chase, Capital One and HSBC. These cards are presented in a format that allows consumers to compare rates, introductory periods, late fees and annual fees.

Debt Help

Credit.com is teamed with financial counselors, debt negotiators and other debt relief programs to provide consumers assistance getting out of debt.

Home & Auto Loans

Credit.com offers resources and online applications for larger consumer loans such as auto loans, auto refinances, home equity loans and mortgages.

Additional Products and Services

In addition to these financial services, Credit.com promotes high-yield savings accounts, student loan consolidation, commercial mortgages, tax consultations, identity theft protections and insurance products.

[edit] Experts

Credit.com works with a team of independent personal finance experts. These experts contribute unique articles, tips and blog posts to the website for consumer use. This team includes:

Adam Levin – Founder of Credit.com and former Director of the New Jersey Division of Consumer Affairs. Adam's regulatory experience provides unique insight into consumer privacy, legislation and financial advocacy.

Emily Davidson – Credit.com's Communication Director and former TransUnion credit expert. Emily writes about credit reports, credit scores, loans and personal finance for Credit.com and as moderator of CreditBloggers.com.

Evan Hendricks – Author of "Credit Scores and Credit Reports, How The System Really Works, What You Can Do." Evan is an expert on identity theft, credit reporting and credit scoring.

Gerri Detweiler – Personal finance author, radio host and credit expert. Gerri contributes budgeting, debt recovery and savings information online.

John Ulzheimer – Credit scoring and credit reporting expert, author and President of Credit.com Educational Services. Formerly with Equifax and Fair Isaac, John shares his unique insight of the inner workings of credit scoring models and the credit reporting industry.

Nancy Castleman – Co-author of "Invest in Yourself: Six Secrets to a Rich Life" and founder of Good Advice Press. Nancy contributes content on running a business, personal finance and debt.

Randy Johnson – Author of How to Save Thousands of Dollars on your Home Mortgage and Savvy Borrower articles. Randy is a mortgage broker who has financed over $1 billion in properties. He writes about home buying and real estate finance topics.

Valary Miller – Personal finance and consumer law attorney. Valary contributes analysis of credit laws, proposed legislation and tax news to Credit.com and CreditBloggers.com.