Talk:Community Reinvestment Act

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English is not my first language, so i may be completely wrong here, but this sentence don't make sense to me. "CRA, requires banks and *savings and loans* to offer credit throughout their entire market areas and prohibits them from targeting only wealthier neighborhoods with their lending and services" How can saving and loan offer credit?

I would put it this way, CRA required banks to service underserved areas and groups or something like that

—"Savings and Loans" are not always "banks." Exclusive S&L shops were more prevailant prior to the 1980s, however, there are still some around in some areas, just not as many I believe. S&L shops primarily dealt with mortgages and less with demand deposit accounts. Amdsupport 20:53, 7 April 2007 (UTC)

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