Commercial Finance

From Wikipedia, the free encyclopedia

In the United States, commercial finance is the function of offering loans to businesses. Commercial financing is generally offered by a bank or other lender. Most commercial banks offer commerial financing, and the loans are usually secured by business assets. Assets used to collatoralize commercial finance loans include:

• Real Estate
• Receivables from invoices
• Equipment or supplies

While qualifying for financing is generally easier for large, well established companies, some small businesses can qualify for commercial financing from the Small Business Administration (SBA).^[1] The SBA may provide either financing or insure a lender who takes a risk on a smaller company to provide commercial finance.

[edit] References

1. ^ Small Business Administration Information on Commercial Finance

[edit] See also

Finance