From Wikipedia, the free encyclopedia

	Business and Economics Portal This article is within the scope of Business and Economics WikiProject.
Start	rated as start-Class on the assessment scale
High	rated as high-importance on the assessment scale

	This article is within the scope of WikiProject Virginia, an attempt to build a comprehensive and detailed guide to articles on Virginia on Wikipedia. If you would like to participate, you can edit the article attached to this page, or visit the project page, where you can join the project and/or contribute to the discussion.
Stub	This article has been rated as Stub-Class on the Project's quality scale. (If you rated the article please give a short summary at comments to explain the ratings and/or to identify the strengths and weaknesses.)

	To-do list for Capital One:	edit  · history  · watch  · refresh
Add History section Expand Marketing section, including an explanation of their "Information Based Strategy" Add information about products offered and company subsidiaries

[edit] News Coverage

The Reuter's article "Capital One Sued Over Credit Card Ads" is no longer available at the link provided. --Tregonsee 17:34, 29 May 2005 (UTC)

[edit] Controversy Section Removed

Capital One has chosen to report balances instead of limits on credit reports. They do not give credit limit increases at consumers requests, they only give them on proactive reviews of accounts. Capital One is One disallows the usage of their Credit Cards for deposits into online gaming sites.

toronto raptors are a basket ball team

Capital One does not hire employees with excessive negative history in their credit reports (any accounts 120 days late or more).

All of these need cited. My disagreements paragraph by paragraph:

1. Why is this a controversy? This is their choice as to business practice, it isn't and shouldn't be controversial
2. Isn't this standard banking industry practice? I've read this in other bank's documents
3. Again, isn't this standard banking industry practice?

All of these need cited if they're going to stand. —Cliffb 07:35, 13 August 2006 (UTC)

I agree that these should not be in the article. Regarding the non-reporting of credit limits, this is controversial and has been mentioned on C-SPAN. This is a way of reducing the credit score of Capital One cardholders in order to make them appear to be greater credit risks than they actually are. This in turn makes it less likely that other banks will try to take away Capital One's customers. It protects Capital One from losing customers, but hurts its customers in the process. American Express also does this. JHP 03:20, 26 August 2006 (UTC)