Talk:Yield spread premium
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In my opinion, items 1-3 are partisan and reflect the positions of non-upfront mortgage brokers. The article, as such, is biased in favor of mortgage brokers.
Item #4 (Upfront Mortgage Brokers) is needed to recreate balance.
This page is like an ad for so called Up Front Mortgage Brokers (links and all). References need to be eliminated or trimmed.
This page is very biased to mortgage brokers. YSP is how mortgage brokers line their pockets at the expense of their customers. This was clearly written by a broker.