FinTS
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FinTS or Financial Transaction Services is the successor of the German online banking standard HBCI. The FinTS-specification is publicly available on the ZKA website. Features are:
- Support for online-banking using PIN/TAN.
- Support for online-banking with SWIFT.
- Key stored on floppy-disk or chip-card for physical security.
- Making use of XML and SOAP for data-exchange, encryption and signatures.
- Implemented on top of Http, Https and SMTP as communication layer.