Talk:Chapter 7, Title 11, United States Code

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I'm not familiar with the 2003 legislation that the Bush administration is pushing to modify US bankruptcy law; additions are appreciated. Supposedly it makes it difficult or perhaps impossible for an individual to file Chapter 7.

It won't be significantly different than the BaRF proposed since the beginning of this decade. One huge change is a means test for 7, despite the fact that the United States Trustee is already enforcing one. Some folks believe we'd already be in a post-BaRF world but for 9/11. Somewhat surprisingly democrats are also behind it, such as biden. Maybe not so surprisingly given where Cardmember Services is located. It passing or not passing is (IMO) more a matter of political expediency and campaign contributions than it is a matter of enabling people to find a painful way out of oppressive debt. I would be surprised if it does not pass in early 2005. Flawiki 22:17, 31 Dec 2004 (UTC)